Early Access QM

Product Description

This loan is designed to make mortgages easily available for borrowers with blemished credit, who are ineligible for financing through traditional agency or jumbo investors. Ideal for customers who may have struggled with foreclosure, bankruptcy, short sale, or other hardships in the past. This loan allows for the financing of investment properties.

Contact your Manhattan Financial Group, Inc. Account Executive or Loan Coordinator to answer any questions you have about our 1100 Series Portfolio Products. If you are not already an MFG approved broker, one of our Account Executives will walk you through the approval process, our loan products and online loan pricing and submission software (BRIDGE).

Early Access QM

* Up to $1,000,000 loan amount

* 620+ FICO

* 80% LTV or less

* 43% DTI or less

 Product Features

* 15-year and 30-year fixed rate

* Competitive 5/1 and 7/1 low interest ARMs available

* Eligible for non-warrantable condos (when primary or secondary residency)

* Second homes & investment properties permitted

1100 Series Portfolio Products

Alternative Income   |   Asset Inclusion   |   Early Access QM   |   Expanded Ratio   |   Investor Loan   |   Non-Warrantable Condo