Improved Maximum Allowable LTV on 200, 300, 500, 800, & 1000 Series ARM Products

200, 300, 500, 800, & 1000 Series ARM Products have made improvements for the maximum allowable LTV. They are now in line with the Maximum LTV for Fixed Rate Products. DU Risk Assessment has been adjusted within the latest DU 10.1 updates. For debt ratios between 45% and 50%, the risk assessment is expected to increase the percentage of Approve/Eligible recommendations, and will no longer require certain compensating factors. This is not applicable on 100 Series (they do not allow ARMS). It is also not applicable on the 700 or 900 Series (They have not updated to FNMA’s latest DU 10.1 updates)

See our updated Agency Conforming Matrix!